Member Preferred Federal Credit Union
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When you're a part of the Member Preferred community, we want you to have the best options for when you're thinking about buying a new or used car. That's why we offer a variety of loans that accomodate your needs and personal situation. We don't think you should ever have to worry about taking out a loan, which means we'll work to find something that fits your needs and your budget. 

Click here to access our FREE calculators and calculate your payments.

Consider adding GAP insurance to your next auto loan, or Credit Life/Disability Insurance to any loan with us. Knowing you're protected can help give you peace of mind.

GAP Insurance: Available with car loans. When a car is wrecked or stolen, it pays any difference between what the car is worth and the amount owed on the vehicle.  Cost to the member is $240 and can be added into the loan.

Credit Life/Credit Disability Insurance: When opening a new loan, you have the opportunity to purchase credit life and/or credit disability insurance to help during unforeseen events.

Credit Life Insurance is designed to help reduce or pay off your eligible loan balance, up to the policy maximum, should an unexpected life event occur.

Credit Disability Insurance may help make your loan payment, up to the policy maximum, if you become totally disabled due to a covered injury or illness.

Your purchase of MEMBER'S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan.  Certain eligibility requirements, conditions, and exclusions may apply.  Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms. CDCL-1880448.1-0817-0919.


Unsecured Loans (Signature)
Signature Loan - Credit Score A
-
8.50%
Signature Loan - Credit Score B
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10.50%
Signature Loan - Credit Score C
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13.50%
Signature Loan - Credit Score D
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17.25%
Signature Loan - Credit Score E
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18.00%

Share-Secured Loans
Share Secured
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5.00%

Vehicle Loans
New and Used 
APR Depends on Credit Score (A - E)
24 months
2.75% - 15.00%
New and Used
APR Depends on Credit Score (A - E)
36 months
3.00% - 15.25%
New and Used
APR Depends on Credit Score (A - E)
48 months
3.25% - 15.50%
New and Used
APR Depends on Credit Score (A - E)
60 months
3.50% - 15.75%
New and Used
$25000 Minimum $999999 Maximum
APR Depends on Credit Score (A - C Only)
72 months - 
Not available
on "D and E" credit
3.75% - 10.50%
 

*APR is the Annual Percentage Rate


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